Trusted Independent Financial Adviser in Richmond upon Thames
At Richmond Financial Advice, we provide personalised financial planning including investment, retirement and tax guidance for individuals and families across Richmond, Teddington and Twickenham.
+31 Years'
experience in Financial advice
£240+ million
assets owned by clients
550+ clients
helped with financial solutions
As a fully independent, whole of market adviser, we offer clear, expert recommendations aligned with your goals. With 31 years of experience and a sincere, professional, and reliable approach, we help you make informed decisions with confidence.
Speak to an adviser today.
Call 07930 853948 or 020 8977 2899.
Independent Financial Advice Tailored to Your Needs
Richmond Financial Advice supports clients throughout Richmond and South West London with clear, transparent, and FCA-regulated guidance. Our focus is on helping people planning towards retirement or those who have already retired plan effectively for the years ahead, ensuring their wealth, pensions, and tax arrangements are managed with care.
We take the time to understand what matters to you, offering a calm, straightforward service that removes complexity and supports long term financial wellbeing. As an independent adviser, we can assess the entire market and recommend solutions that genuinely suit your individual circumstances.
Our Primary Financial Services
We specialise in core services that address the most important financial priorities for our clients. Each service is delivered with a personalised, whole of market approach.
Investment Planning
We help clients grow and protect their wealth with tailored investment strategies built around risk tolerance, long term goals, and financial security. As a local financial consultant in Twickenham and Richmond, we support clients in choosing suitable investment solutions.
Retirement Planning
Our retirement advice covers pensions, drawdown options, income planning, and long term financial security. As a retirement planning adviser in Richmond, we help you prepare for a comfortable and confident future.
Tax Planning
We provide guidance on tax efficient strategies including income tax, capital gains, inheritance tax, and tax efficient investments. Our tax planning support helps clients protect their wealth and improve long term outcomes.
Your Journey with Richmond Financial Advice
Your journey begins with a free, no obligation consultation where we discuss your goals and priorities. We then complete a clear fact finding stage before presenting tailored, whole of market recommendations. Once your plan is in place, we provide ongoing support and annual reviews to keep everything aligned with your needs.
Local Areas We Serve
We proudly support clients across the Borough of Richmond upon Thames, including:
- Richmond
- Teddington
- Twickenham
This local focus strengthens our understanding of the area and the needs of the community. Our office is conveniently located in Teddington, making it easy to meet in person or arrange a video consultation.
How we work
Initial phone call
This is free. You don’t have to commit to anything and if you feel our service is not for you, all you’ve done is had an informal chat.
Getting to understand You
If you think we can be a good match, then we'll have a meeting to focus more on your personal financial situation and talk about your goals.
What Our Clients Say
Clients across Richmond, Teddington and Twickenham value our clear, independent advice and the supportive, professional service we provide. Their feedback reflects the trust and long-term relationships we aim to build.
"I first approached Kuldev for financial advice after my wife passed away in 2006. He gave me some excellent advice just before the financial crash of 2007 and I have been a fan of his ever since. Kuldev is very professional and has a knack of explaining things very clearly. I would recommend him to anyone."
- Mr W A, Twickenham
"After retirement, my wife and I downsized and moved to Camberley 5 years ago but we still come up to Twickenham to meet up with our sons and catch up with friends. We often meet up with our financial adviser, Mr Sehra. He has looked after our finances very efficiently but still has a calm, patient and friendly manner."
- Mr S S, Berkshire
"There are many financial advisers around but it hard to find someone to trust. But Kuldev is the exception. He always looks out for our best interests and is never pushy. We have introduced him to many of our friends."
- Mr P S, Hampton
"Are you looking for someone you can rely on to always be there for you? Look no further! Kuldev is my trusted adviser. I find him to be very knowledgeable about stock markets but not in a geeky way! He knows his stuff. Try him and see - you won't be disappointed."
- Mr G W, Richmond
Why Clients Choose Richmond Financial Advice
Clients value our experience, independence, and long-term approach. We believe in providing clarity, transparency, and genuine guidance throughout the financial planning process. Key reasons clients choose us include:
- 31 years of industry experience
- Fully independent, whole of market advice
- FCA regulated guidance
- Free, no obligation initial consultation
- Local knowledge and a personal, approachable service
- Consistent support and annual reviews
We are committed to building lasting relationships based on trust, understanding, and professional expertise.
Meet Your Adviser
Richmond Financial Advice is led by an experienced, qualified financial adviser with more than three decades in the industry. Our approach is sincere, professional, and tailored to the needs of each client. Although an individual practice, we present ourselves with the professionalism and reassurance of a wider team, ensuring clients feel supported at every stage.
Get in Touch
We welcome new enquiries from individuals and families seeking clear, dependable financial advice. Whether you need support with investments, pensions, or tax planning, we are here to help.
Richmond Financial Advice
21A High Street
Teddington
TW11 8EU
Call: 07930 853948 | 020 8977 2899
Email: hello@richmond-financial-advice.com
Speak to an adviser today.
Retirement Planning
What should I do about my pensions?
- As specialists in retirement solutions, we are able to help with a broad range of pension options.
- The financial services industry is full of jargon, including words and phrases like: drawdown, annuities and Uncrystalised Funds Pension Lump Sums (UFPLS) along with many pitfalls which could catch someone out.
- We can provide clear, sound and practical advice to help you to understand your retirement income choices.
After working as an engineering consultant, I set out to enjoy my retirement doing what I’ve always wanted to do : travel and see the world. Richmond Financial Advice helped me make the most out of my pensions with £15,000 yearly - without any tax liability.
Investment solutions
I retired last year. Previously, I had been building up my ISAs for over 23 years. Now Richmond Financial Advice have reconfigured them so that they provide me with an extra tax-free income of over £10,000 a year. Now I can look forward to treating my grandchildren each time I see them.
Am I making the most out of my savings and investments ?
Our focus is to help you meet your future financial goals. Whether these are to feel secure and happy, or financial comfort for your loved ones, we are here to help.
- We are fully independent and represent You, our client. Our advice is based on research from the entire financial market place.
- We want you to be engaged through progress towards the outcomes you’re looking to achieve. We will regularly review and adapt your investments as your needs and circumstances change.
- To benefit from our advice service, we would want you to have atleast £100,000 to invest (this could include pensions). Also, you must be looking to invest for more than 5 years.
Make an Enquiry
Frequently Asked Questions
We provide whole of market, unbiased and professional advice on your investments and pensions so that you can be better prepared for the future and your retirement.
- Saving and investing
- Retirement planning
- Considering later life options
- Protecting your wealth
- Intergenerational planning
Financial advice is neither a one-size-fits-all, nor a one-off solution. We want to offer you personalised advice and guidance for as long as you want. If you decide to work with us, we'll see it through. We believe in giving you the best value for money. Our business model is built around you, our client. We will help you make the best decisions backed with decades of real-life experience which you can trust.
You know your financial and personal circumstances better than anyone else. Our role is to listen and understand you, your current situation and how it might be changing. We will then discuss what you want to achieve and agree your what’s important to you.
After that, we do our research and analysis before fixing another meeting where we will show you what we can do to meet those requirements.
But it doesn’t just stop there. We will invite you to a review meeting atleast once a year. You can, of course, contact us at any time should you have any questions or concerns. We would be happy to meet with you throughout the year, if you want.
Everyone’s situation is unique. But we pride ourselves on delivering first class service to all our clients and aim for 100% satisfaction. It’s about being on the journey with you for now and whatever the future might hold.
Our service is tailor-made to match your requirements, so the precise fees depend on the complexity of your current situation and the due diligence that will be involved in preparing your recommendations. We will present our costs to once we have a fuller understanding of what you’re looking for us to do. These fees will be clearly set out in a signed Client Agreement before we do any research and analysis on your behalf.
Yes : Richmond Financial Advice is an Appointed Representative of ValidPath Limited which is authorised and regulated by the Financial Conduct Authority.
If you have a complaint, this would be dealt with by ValidPath Limited. And, if you are not satisfied with their response, you have the right to refer the matter to the Financial Ombudsman Service (FOS) within 6 months.
We are also covered by the Financial Services Compensation Scheme | FSCS.
Furthermore, you will also find details of Associate membership with these three institutions :
Chartered Institute for Securities & Investment (CISI)
Personal Finance Society (PFS)
Society of Later Life Advisers (SOLLA)