We provide whole of market, unbiased and professional advice on your investments and pensions so that you can be better prepared for the future and your retirement.

• Saving and investing
• Retirement planning
• Considering later life options
• Protecting your wealth 
• Intergenerational planning

Financial advice is neither a one-size-fits-all, nor a one-off solution. We want to offer you personalised advice and guidance for as long as you want. If you decide to work with us, we'll see it through.  We believe in giving you the best value for money.  Our business model is built around you, our client. We will help you make the best decisions backed with decades of real-life experience which you can trust.

You know your financial and personal circumstances better than anyone else. Our role is to listen and understand you, your current situation and how it might be changing. We will then discuss what you want to achieve and agree your what’s important to you. 

After that, we do our research and analysis before fixing another meeting where we will show you what we can do to meet those requirements. 

But it doesn’t just stop there. We will invite you to a review meeting atleast once a year. You can, of course, contact us at any time should you have any questions or concerns. We would be happy to meet with you throughout the year, if you want.

Everyone’s situation is unique. But we pride ourselves on delivering first class service to all our clients and aim for 100% satisfaction. It’s about being on the journey with you for now and whatever the future might hold.  

Our service is tailor-made to match your requirements, so the precise fees depend on the complexity of your current situation and the due diligence that will be involved in preparing your recommendations. We will present our costs to once we have a fuller understanding of what you’re looking for us to do. These fees will be clearly set out in a signed Client Agreement before we do any research and analysis on your behalf.

Yes : Richmond Financial Advice is an Appointed Representative of ValidPath Limited which is authorised and regulated by the Financial Conduct Authority. 

If you have a complaint, this would be dealt with by ValidPath Limited. And, if you are not satisfied with their response, you have the right to refer the matter to the Financial Ombudsman Service (FOS) within 6 months.

We are also covered by the Financial Services Compensation Scheme | FSCS.

Furthermore, you will also find details of Associate membership with these three institutions :

Chartered Institute for Securities & Investment (CISI)

Personal Finance Society (PFS) 

Society of Later Life Advisers (SOLLA)